/** { margin: 0; padding: 0; outline: 0 } */

body {
	background: #E7F1FB url(images/bg_repeat2.jpg) repeat-x;
	/*font: 80%/1.6em Geneva, Arial, sans-serif;*/
	font-size: 14px;
	font-family: Geneva, Arial, sans-serif;
	line-height:19px;
	color: #373737; 
	text-align: center;
	margin: 0 0 50px 0;
}

/* links */
a, a:visited {	
	color: #003399;
	background: inherit;
	text-decoration: none;	
	font-weight: bold;
}
a:hover {
	color: #295abd;
	background: inherit;
	text-decoration: underline;	
	font-weight: bold;
}

/* headers */
h1, h2, h3 {
	font-family: Geneva, Arial, Sans-serif;
	color: #444;
}
h1 {
	font-size: 230%;	
	font-weight: normal;
	letter-spacing: -1px;
}
h2 {
	font-size: 180%;
	color: #88ac0b;
}
h3 {
	font-size: 150%;	
	font-weight: normal;	
}

h1, h2, h3, p {
	/*padding: 10px;	*/	
	margin: 0px 0px 15px 0px;
}
ul, ol {
	margin: 5px 20px;
	padding: 0 20px;
}
ul {
	list-style: none;
}


blockquote {
	margin: 10px;
 	padding: 0 0 0 35px;  
   border: 1px solid #F4F3EC; 
	background: #FAFAE7 url(images/quote.jpg) no-repeat 7px 10px; 
	font: bold 1.3em/1.5em 'Trebuchet MS', Tahoma, Sans-serif;
	color: #976957;
}




/********************************************
   LAYOUT
********************************************/ 
#wrap {
	position: relative;
	background: #fff url(images/wrap-bg.jpg) repeat-y;
	width: 900px;	
	margin: 10px auto 0 auto;
	text-align: left;
}
#content-wrap {
	position: relative;
	background: #fff url(images/content-bg.jpg) repeat-x;
	clear: both;
	float: left;	
	width: 870px;	
	padding: 0; 			
	margin-left: 15px;	
	display: inline;
	border-top: 5px solid #fff;
	border-bottom: 1px solid #e5e5e5;
	border-left: 1px solid #fff;
	border-right: 1px solid #fff;
}
#header {
	position: relative;
	/*background: #FFFFFF url(images/header-bg.jpg) repeat-x;*/
	background: #FFFFFF;
	width: 870px;	
	height: 108px;	
	padding-top:10px;	
	margin: 0px auto;
}
#header h1#logo-text a {
	position: absolute;
	margin: 0; padding: 0;
	font: normal 42px Arial, Verdana, serif;
	letter-spacing: -1.5px;
	color: #000000;
	text-transform: none;
	text-decoration: none;
	width:600px;
	
	/* change the values of top and left to adjust the position of the logo*/
	top: 22px; left: 20px;	
}
#header p#slogan {
	position: absolute;
	margin: 0; padding: 0;
	font: normal 16px Arial, Verdana, serif;
	text-transform: none;
	color: #000000;
	width: 600px;
	/* change the values of top and left to adjust the position of the slogan*/
	top: 75px; left: 25px;		
}

/* header links */
#header #header-links {
	position: absolute;
	top: 25px; right: 10px;	
	color: #5b4a29;
	font: normal 11px Arial, Verdana, serif;
	text-transform: uppercase;		
}
#header #header-links a {	
	color: #000000;
	text-decoration: none;	
	padding: 0 2px;
	font-weight: bold;
}
#header #header-links a:hover {
	color: #252620;		
}

/* header-photo */
#header-photo {
	clear: both;
	background: #FFFFFF;
	margin: 5px auto;
	padding: 0;		
	height:206px; 
	width: 870px;
}
#header-photo img {
	border: none;
	margin: 0; padding: 0;
} 

/* Navigation */
#nav {
	clear: both;	
	margin: 0; padding: 0;		
	height: 45px;	
}
#nav ul {
	float: left;
	list-style: none;
	/*background: url(images/nav.jpg) repeat-x;	*/
	background: #801e00;
	width: 870px;		
	height: 45px;
	text-transform: uppercase;
	margin: 0 0 0 15px;
	padding: 0;	
	display: inline;
}
#nav ul li {
	display: inline;
	margin: 0; padding: 0;
}
#nav ul li a {
	display: block;
	float: left;
	width: auto;
	margin: 0;
	/*padding: 0 14px;*/
	padding: 0px 10px 0px 10px;
	border-right: 1px solid #5b1600;
	border-left: 1px solid #5b1600;
	font: bold 14px/45px  Arial, Geneva, sans-serif;
	text-transform: uppercase;
	text-decoration: none;	
	
	color: #fff;
}
#nav ul li a:hover, 
#nav ul li a:active {
	/*background: url(images/nav-hover.jpg) repeat-x;	*/
	background: #5b1600;
}
#nav ul li#current a {	
	/*background: url(images/nav-current.jpg) repeat-x;	*/
	background: #555555;
}

/* Main Column */
#main {
	float: left;
	width: 550px;
	padding: 15px 0 0 0; margin: 0 0 0 10px;
	display: inline;	
}
#main h2 {
	margin-top: 10px;
	padding-bottom: 3px;
	font: bold 2.5em Geneva, Arial, Verdana, Sans-serif;
	color: #000000; 
	letter-spacing: -1px;	
	text-transform: none;
}
#main h2 a {
	color: #003399; 
	text-decoration: none;	
}
#main ul li {
	list-style-image: url(images/bullet.gif);
}

/* Sidebar */	
#sidebar {
	float: right;
	width: 280px;
	padding: 25px 0 0 0; margin: 0;		
}	
#sidebar h3 {
	margin-top: 10px;
	padding: 5px 5px; 
	font: normal 1.6em Geneva, Arial, Verdana, Sans-serif;	
	color: #000000; 			
}
#sidebar ul.sidemenu {
	text-align: left;
	margin: 7px 10px 8px 0px; padding: 0;
	text-decoration: none;		
	border-top: 1px solid #EBEBEB;
}
#sidebar ul.sidemenu li {
	list-style: none;
	border-bottom: 1px solid #EBEBEB;
	padding: 5px 0 5px 5px;
	margin: 0 2px;		
}
* html body #sidebar ul.sidemenu li {
	height: 1%;
}
#sidebar ul.sidemenu li a {
	text-decoration: none;	
	background-image: none;	
	color: #003399; 		
}
#sidebar ul.sidemenu li a:hover {	
	color: #295abd;	
}
#sidebar ul.sidemenu ul { margin: 0 0 0 5px; padding: 0; }
#sidebar ul.sidemenu ul li { border: none; }

/* footer */
#footer-wrap {
	clear: both;
	width: 900px;
	font-size: 95%;	
	text-align: left;
	padding: 15px 0;		
	border-bottom: 15px solid #fff;
	border-top: 1px solid #fff;
	background: url(images/footerback.jpg) repeat-y;
	
}
#footer-wrap a:hover {
	color: #000;	
}
#footer-wrap h3 {
	color: #976834;  
	margin: 0;
	padding: 0 10px; 
	text-transform: uppercase;
	font-weight: bold;
}

#footer-columns {
	color: #888;
	margin: 0 auto; 
	padding: 0;	
	width: 840px;			
}
#footer-columns a {
	text-decoration: none;
	font-weight: bold;
	color: #666666;
}
#footer-columns ul {
	list-style: none;
	margin: 10px 0 0 0; 
	padding: 0;	
	border-top: 1px solid #e5e5e5;
}
#footer-columns li {
	border-bottom: 1px solid #e5e5e5;	
}
#footer-columns li a {
	display: block;
	font-weight: normal;
	padding: 5px 0 5px 10px;
	width: 96%;
}
#footer-columns .col3, .col3-center {
	float: left;
	width: 32%;
}
#footer-columns .col3-center { 
	margin: 0 15px; 
}

/* bottom */
#footer-bottom {
	clear: both;
	color: #666;	
	margin: 0 auto; 
	width: 870px;
	padding: 0px;
	text-align: center;	
}
#footer-bottom  a {
	color: #666;
}



/* display and additional classes */
.clear { clear: both; }

/* home page items */
.post-item
{
	margin: 0px 0px 20px 0px;
}

.post-item h1
{
	margin-bottom: 10px;
	font-size:21px;
}

.post-item h1 a
{
	text-decoration: none;
	font-size:22px;
	color: #003399;
}

.post-item h1 a:hover
{
	color: #295abd;
}

.post-item h4
{
	font: bold 16px;
	margin: 0px 0px 7px 0px;
	padding: 3px 0px 0px 0px;
	text-transform: none;
}

.post-item img
{
	float: left;
	margin: 3px 15px 3px 8px;
}

.post-item a.detail
{
	font: bold 1.1em Arial, tahoma, sans-serif;
}


/*=========== NEW STyle Elements ==================*/

.tdgraynormal
{
		font-family: Arial, Tahoma, Verdana, sans-serif;
		font-size: 12px;
		color: #000000;
        font-weight: normal;
        BACKGROUND-COLOR: #FAFAFA
}		

.tdgraynormaldk
{
		font-family: Arial, Tahoma, Verdana, sans-serif;
		font-size: 12px; 
		color: #000000;
        font-weight: normal;
        BACKGROUND-COLOR: #E8F1FE
}

.redasterisk 
{
	font-weight: bold;
	color: #C60505;
	font-size: 15px;
}

.fontsmallgrey 
{
	font-weight: bold;
	color: #7A7A7A;
	font-size: 11px;
}

#error {
border-top: 2px #BF0606 solid;
border-bottom: 2px #BF0606 solid;
width:98%;
background-color:#FCBABA;
color: #BF0606;
font-weight: bold;
font-size: 17px; 
padding:6px 6px 6px 8px;
margin: 5px 0px 5px 0px;
}

.errortext {
color: #000000;
font-weight: bold;
font-size: 14px; 
margin: 5px 0px 5px 28px;
}

input { 
/*width:170px; */
 border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
 font-size: 14px;
 color: #3E4148; 
 background-color: #F7F7F7; 
 height: 22px;
}

.inputbox { 
/*width:170px; */
 border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
 font-size: 14px;
 color: #3E4148; 
 background-color: #F7F7F7; 
 height: 22px;
}

fieldset {
	border: 1px solid #CCCCCC;
	padding: 10px 15px 10px 15px;
}

legend {
	color: #214D98;
	font-size: 13px;
	font-weight: bold;
}

select { 
/*width:170px; */
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 14px;
color: #3E4148; 
background-color: #F7F7F7;
height: 22px;
}

.selectlarge{ 
width:170px;
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 11px;
color: #3E4148; 
background-color: #F7F7F7;
height: 70px;
}

.selectsmall { 
/*width:170px; */
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 12px;
color: #3E4148; 
background-color: #F7F7F7;
}

.selectbox2 { 
/*width:170px; */
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 15px;
color: #3E4148; 
background-color: #F7F7F7;
height: 22px;
}

.selectbox {
	width:220px;
}

.textarea { 
/*width:170px; */
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 13px;
color: #3E4148; 
background-color: #F7F7F7; 
font-family: arial, geneva, arial;
}

/* Rates Table */

.rateHeader2 {
	font-family: Verdana,arial,sans-serif;
	font-size: 13px;
	color: #FFFFFF;
	text-decoration: none;
	border: none;
	font-weight:bold;
	background-color:#023064;
}

.rateHeader3 {
	font-family: Arial, Tahoma, Verdana, sans-serif;
	font-size: 15px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
	background-color:#FFFFFF;
}

.rateYours2 {
	font-family: Arial, Tahoma, Verdana, sans-serif;
	font-size: 14px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
	background-color:#FFCC00;
}

.rateCompetition2 {
	font-family: Arial, Tahoma, Verdana, sans-serif;
	font-size: 12px;
	color: #333333;
	text-decoration: none;
	border: none;
	font-weight:normal;
	background-color:#FFFFFF;
}

.rateTerm2 {
	font-family: Arial, Tahoma, Verdana, sans-serif;
	font-size: 12px;
	color: #333333;
	text-decoration: none;
	border: none;
	font-weight:bold;
	background-color:#FFFFFF;
}

.mortappform
{
	font-size: 11px;
}

.mortappformsmall
{
	font-size: 10px;
}

.submit {
    BORDER-RIGHT: #8398B2 1px solid;
    BORDER-TOP: #8398B2 1px solid;
    BORDER-LEFT: #8398B2 1px solid;
    WIDTH: 70px;
    BORDER-BOTTOM: #8398B2 1px solid;
    BACKGROUND-COLOR: #D9E8FA;
    font-family: Arial, Tahoma, Verdana, sans-serif;
    font-weight: normal;
    font-size: 12px;
	}
	
.btn {border: 1px outset; cursor: pointer; font-size:9; font-weight: normal; margin: 0px 0px 0px 1px; padding: 1px 1px 1px 1px;
background-image: url(images/button2.gif);
background-image: repeat-x;
}

.btn_med {
border: 1px outset; 
cursor: pointer; 
font-size:12px; 
font-weight: bold; 
margin: 0px 0px 0px 1px; 
padding: 1px 1px 1px 1px;
background-image: url(/images/button2.gif);
width:130px;
height: 25px;
}

.btn_wide {border: 1px outset; cursor: pointer; font-size:9; font-weight: normal; margin: 0px 0px 0px 1px; padding: 1px 1px 1px 1px;
background-image: url(images/button2.gif);
background-image: repeat-x;
width:160px;
}

.formfield {
    border-left:1px solid #666;
    border-top:1px solid #666;
    border-right:1px solid #EAEAEA;
    border-bottom:1px solid #EAEAEA;
    font-family: Arial, Tahoma, Verdana, sans-serif;
    font-weight: normal;
    font-size: 12px;
    BACKGROUND-COLOR: #f8f8f8;
    color: #3C3B3B;
	padding: 0px 0px 4px 0px;
	margin: 2px 0px 2px 0px;
}

/* Rates Table */

.rateHeader {
	font-family: Arial, Verdana, sans-serif;
	font-size: 13px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
}

.rateYours {
	font-family: Arial, Verdana, sans-serif;
	font-size: 12px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
}

.rateCompetition {
	font-family: Arial, Verdana, sans-serif;
	font-size: 11px;
	color: #333333;
	text-decoration: none;
	border: none;
	font-weight:normal;
}

.rateTerm {
	font-family: Arial, Verdana, sans-serif;
	font-size: 11px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
}

.glossaryletter {
background-image: url(images/glossletter.gif);
font-weight: bold;
font-size: 18px;
color: #063D6C;
width: 30px;
height: 30px;
text-align: center;
margin: 0px;
padding-top:3px;
}

.newsheader
{
	font-size: 16px;
	font-weight: bold;
	color: #000000;
}

.faqheader
{
	font-size:17px;
	font-weight: bold;
}

.smalltext {
	font-size: 9px;
	font-weight: bold;
}

.smalltext2 {
	font-size: 10px;
	font-weight: bold;
	color: #333333;
}